Services

Card payments (Visa, MasterCard, Maestro, Diners Club, Discover, UnionPay, JCB and American Express) are processed via payment terminals, which are stationary or mobile electronic devices with specialized software, enabling payments with cards with chips (EMV chip & PIN), magnetic strips, or NFC modules for contactless payments.

Contactless payments with mobile devices, like smartphones and smartwatches, make for quick and convenient payments for products and services. These transactions require a specific app, like Google Pay or Apple Pay, and NFC-enabled mobile device.

Gift cards of the electronic variety combine gift certificates and bank cards. They are equipped with a magnetic strip which stores identification data, and they are compatible with payment terminals. A card with a specific value can be used to pay for shopping at a specific store chain (single or multiple payments, the amount equal to or exceeding the card's value, settling the difference with the use of a payment card or cash). Gift cards make for a popular and efficient way of gaining new customers.

Dynamic Currency Conversion (DCC) enables paying with the foreign card's primary currency for the products and services purchased in Poland. The conversion is calculated in real time according to the same-day exchange rate. The final total payment is visible in the payment terminal. More

Cashback is a service that enables cash withdrawals from the shop's register while paying for products and services — all via the payment terminal. The terminals with the software providing cash withdrawals fill in the role of ATMs, letting the customers withdraw even some smaller sums of money.

Preauthorization enables putting a hold on the charged amount from the payment card before the payment is actually made. This service secures future charges for the payment receiver.

The MDE transactions (Manual Data Entry) are made without contact with the physical payment card by providing the card's details in the terminal. The transaction is processed based on the written, e-mail (Mail Order) or phone (Telephone Order) request put forward by the cardholder. The MDE transactions are usually used for making hotel reservations or for settlements after the hotel's guest leaves.

PIN Pad is a programmable device connected with the cash register, that can be used by the retail chains using either their proprietary or third-party IT solutions. PIN Pad transactions do not require a cashier's ingerence, and the information from the cash register is sent automatically, which reduces the number of errors related to manual inputs.

Cashier log-ins enable registering sales per each cashier, based on individual passwords. Logging in provides the feature of tracking sales records for each cashier, printing out their ID numbers on receipts, as well as printing out individual sales summaries at any time or at the end of the day.

Reason for payment is a feature that provides the space for including any additional alphanumerical information on the payment, like policy number or invoice details. This enables linking specific payments to customers or products. Transactions with the reason for payment included can be verified by accessing an encrypted website, where we can export the information to .xls and .pdf files.

Tips are considered to belong to points of service, shops and restaurant services. This feature enables separating a tip from the transaction as a different entity, making it possible to leave one.

Mobile payment terminals can accept payments in different locations thanks to GPRS, Wi-Fi and Bluetooth technologies, paired with long-lasting batteries. These terminals are great for a variety of applications, including restaurant, delivery and transport services.

Payment gateway enables payments directly on the web platform's website. It's the last stage of the online shopping process, making the customer choose their payment method and fill in the transaction details or redirecting them to their bank's website.

Electronic wallets are an e-commerce solution that enables saving debit and credit cards and using them in payment gateways.

PayPal payment is processed with the use of a credit or debit card, or with the PayPal account balance. It can be topped up with bank transfers or PayPal account transfers.

mCommerce stands for the payment solutions enabling unobstructed shopping experience, including transaction processing, within the applications on mobile devices based on the iOs or Android systems.

SafeLink is a fast and safe link to e-payments, sent to an e-mail address, which redirects users to e-commerce payment gateways. The payments don't have to be made right away, but each link is time-limited.

OneClick stands for solutions enabling fast payments that are especially crucial in mobile applications — including payments for delivery and restaurant services. Transactions are made via the payment methods available in specific applications.

Recurring payments enable periodic delayed debit of a customer's payment card in the case of licence fees, subscriptions and other services. The cardholder provides the card details during the first payment, and the next payments are made automatically.

You're invited to use our free online shopping platforms and eService payment modules. You just have to find and install the module compatible with your online store.

Google Pay payments work on all mobile phones with the Android system (4.4 or newer). You just have to download the Android Pay app from the Google Play store and use it to pay everywhere where Mastercard or Visa contactless payments are supported. Apple Pay payments are available for all Apple devices and work at points of service with payment terminals.

We're cooperating with online selling platforms that allow, among other things, starting up commercial activities quickly and safely.

Do you allow payment upon pick-up? A payment terminal will let your customers pay for the items the way they prefer — by card, BLIK or phone.